Texas Paycheck Calculator
A quick take-home pay estimate for Texas, covering federal income tax, FICA. Start from $75,000 or type your own figures.
What Texas Takes From Your Pay
Wages earned in Texas are not subject to state income tax, which leaves federal income tax, Social Security and Medicare as the deductions to plan for.
Texas has no personal income tax, and its constitution requires a voter-approved amendment to create one.
The Texas Wage Floor and What It Keeps
Employers in Texas must pay at least $7.25 an hour (DOL, July 1, 2026 rates). Forty hours at that wage gross $290.00; after tax a single filer with no deductions takes home about $267.81 a week and $13,926 a year. The state takes no income tax from this pay.
Working full time at that floor pays $15,080 a year, about 31% of the $48,620 median wage in Texas.
Rates change during the year, so confirm the current figure with the Texas labor department. For hourly jobs use the hourly paycheck calculator.
Typical Texas Salaries and Their Take-Home Pay
According to May 2025 BLS data, the typical (median) worker in Texas earns $48,620 a year, 5% below the US median of $50,980, while the mean is $65,750 over about 14,071,200 jobs.
Net pay at four points on the Texas wage scale (single filer, biweekly, no deductions), after federal tax, FICA:
| Where you sit | Yearly pay | Yearly net | Net per two weeks | Tax share |
|---|---|---|---|---|
| Bottom tenth | $27,250 | $24,050 | $925.01 | 11.7% |
| Median | $48,620 | $41,246 | $1,586.39 | 15.2% |
| Average (mean) | $65,750 | $55,010 | $2,115.77 | 16.3% |
| Upper earners (75th percentile) | $77,840 | $63,590 | $2,445.79 | 18.3% |
OEWS counts wage and salary jobs and leaves out the self-employed. Your own pay depends on your job and employer. Enter it in the salary paycheck calculator.
Texas Pay Schedules
Texas requires biweekly or semimonthly pay, and monthly pay is allowed for employees exempt under federal law. The Department of Labor summary behind this leaves out industry-specific exceptions; the Texas labor department can confirm what applies to your job.
For a $48,600 salary (the BLS median wage there), single filer and no deductions, the permitted schedules produce:
| Pay frequency | Gross per check | Net per check |
|---|---|---|
| Biweekly (26 a year) | $1,869.23 | $1,585.77 |
| Semimonthly (24 a year) | $2,025.00 | $1,717.92 |
The pay frequency guide explains the trade-offs, and the biweekly and weekly calculators take your own inputs.
What Else Comes Out of a Texas Paycheck
State Payroll Programs
No employee-paid state payroll programs are modelled for Texas.
Local Taxes
Texas has no local wage taxes.
Texas Compared With Nearby States
$75,000 salary, single filer, no deductions, in Texas and its neighbours:
| State | Net per year | State tax + programs | Difference |
|---|---|---|---|
| Texas (this page) | $61,592 | $0 | +$0 |
| Oklahoma | $58,763 | $2,830 | -$2,830 |
| New Mexico | $59,233 | $2,359 | -$2,359 |
| Arkansas | $58,880 | $2,712 | -$2,712 |
| Louisiana | $59,729 | $1,864 | -$1,864 |
The last column is the yearly take-home difference against Texas. The state where you work generally taxes your wages and your home state may give a credit, so check both before assuming one side of the border is better.
Getting More From a Texas Paycheck
- With no state wage tax in Texas, savings come from the federal side: retirement and health contributions, the W-4, and credits.
- See paycheck deductions and 401(k) deductions for the federal side.
Nearby State Calculators
Texas Paycheck FAQ
Is there state income tax on wages in Texas?
Not on wages: Texas leaves you with federal income tax, Social Security and Medicare.
What is the lowest hourly pay allowed in Texas?
The minimum wage in Texas is $7.25 an hour as of July 1, 2026 according to the US Department of Labor. At 40 hours a week that is about $267.81 take-home per week for a single filer.
What is the median income from work in Texas?
The BLS reports a median annual wage of $48,620 and a mean of $65,750 in Texas across all occupations (OEWS, May 2025). At the median, a single filer takes home about $41,246 a year.
Does Texas require a certain payday frequency?
Texas requires biweekly or semimonthly pay, and monthly pay is allowed for employees exempt under federal law. Special rules apply to some jobs, so check with the state labor department.
Could a local tax apply to my pay in Texas?
Texas has no local wage taxes. Use the local income tax field in the calculator to include one.
Which withholding form does Texas use?
Texas does not use a state withholding form because there is no state income tax on wages.
If I live in another state but work in Texas, where do I pay tax?
The state where the work is done normally taxes the wages, while the state you live in may offer a credit. If you live in Oklahoma and work in Texas, or the other way round, read both states' rules and ask payroll about reciprocity.
How these numbers are figured: 2026 IRS withholding rules (Publication 15-T) and state figures last verified September 2026. Results are estimates. Read the full methodology and sources.