Mississippi Paycheck Calculator
See what a Mississippi paycheck keeps after federal tax, FICA, plus state tax. The calculator starts at a $75,000 salary, and every input can be changed.
Reading Mississippi Payroll Taxes
The state rate in Mississippi is a flat 4% on taxable wages. A single filer gets a deduction of $18,300 first, and after that the percentage does not change with income.
You adjust state withholding with Form 89-350, filed with payroll.
Mississippi exempts the first $10,000 of income, and its flat rate is being phased down over several years.
The Mississippi Wage Floor and What It Keeps
Employers in Mississippi must pay at least $7.25 an hour (DOL, July 1, 2026 rates). Mississippi has no state minimum wage, so the federal $7.25 applies. Forty hours at that wage gross $290.00; after tax a single filer with no deductions takes home about $267.81 a week and $13,926 a year. The state takes no income tax from this pay.
Full time at the floor comes to $15,080 a year, near 38% of the state median of $40,120.
Check the Mississippi labor department for the latest rate before relying on these numbers; the hourly paycheck calculator lets you try your own wage.
What Mississippi Workers Earn and What They Keep
The Bureau of Labor Statistics (OEWS, May 2025) puts the median annual wage across all occupations in Mississippi at $40,120, which is 21% below the US median of $50,980. The mean is $50,810 across about 1,163,000 wage and salary jobs.
Here is how far each of those wages goes for a single filer with no deductions, once federal tax, FICA, state tax and programs are taken out of biweekly pay:
| Mississippi wage point | Gross a year | Kept a year | Kept per check | Effective rate |
|---|---|---|---|---|
| Bottom tenth | $22,970 | $20,339 | $782.27 | 11.5% |
| Middle of the pack (median) | $40,120 | $33,544 | $1,290.14 | 16.4% |
| Mean wage | $50,810 | $41,705 | $1,604.06 | 17.9% |
| Top quarter | $60,180 | $48,859 | $1,879.21 | 18.8% |
BLS wage estimates exclude self-employment, and they are averages of many different jobs. For your own number, use the salary paycheck calculator.
Mississippi Pay Schedules
Per the Department of Labor: Mississippi requires biweekly or semimonthly pay for manufacturing and public service employers with 50 or more employees. Special cases exist, and the Mississippi labor department is the place to confirm them.
The allowed pay schedules for a full-time salary of $40,100 a year (the BLS median wage there), single filer, no deductions:
| Schedule | Before tax | After tax |
|---|---|---|
| Biweekly (26 a year) | $1,542.31 | $1,289.55 |
| Semimonthly (24 a year) | $1,670.83 | $1,397.01 |
Compare frequencies in the pay frequency guide, or run your own numbers in the semimonthly and monthly calculators.
Payroll Programs and Local Taxes in Mississippi
State Payroll Programs
The calculator does not add any employee-paid state payroll programs for Mississippi.
Local Taxes
Mississippi has no local wage taxes.
Pre-Tax Deductions
Pre-tax 401(k), health insurance and HSA money usually comes off Mississippi taxable wages too; paycheck deductions explains each.
The Mississippi Rate Table
Mississippi uses one rate, 4%, on wages after the state deduction (about $18,300 for a single filer).
Mississippi Take-Home Pay by Salary
On $75,000, single with no deductions, Mississippi ranks 17 of 51 for what you keep: about $59,324 a year, $444 above the median state at $58,880.
| Salary | Net per check (biweekly) | Net per year | Total tax rate | State tax + programs / yr |
|---|---|---|---|---|
| $30,000 | $992.96 | $25,817 | 13.9% | $468 |
| $45,000 | $1,433.44 | $37,270 | 17.2% | $1,068 |
| $60,000 | $1,873.92 | $48,722 | 18.8% | $1,668 |
| $75,000 | $2,281.71 | $59,324 | 20.9% | $2,268 |
| $100,000 | $2,919.69 | $75,912 | 24.1% | $3,268 |
| $150,000 | $4,173.96 | $108,523 | 27.7% | $5,268 |
Border Comparison for Mississippi
The same $75,000 paid to a single filer with no deductions, in Mississippi and the states beside it:
| State | Yearly take-home | State taxes and programs | Versus this state |
|---|---|---|---|
| Mississippi (this page) | $59,324 | $2,268 | +$0 |
| Alabama | $58,108 | $3,485 | -$1,217 |
| Louisiana | $59,729 | $1,864 | +$404 |
| Tennessee | $61,592 | $0 | +$2,268 |
| Arkansas | $58,880 | $2,712 | -$444 |
The last column is the yearly take-home difference against Mississippi. The state where you work generally taxes your wages and your home state may give a credit, so check both before assuming one side of the border is better.
How to Keep More of Your Mississippi Paycheck
- In Mississippi, every dollar moved into a pre-tax account can save 4% of state tax on top of the federal saving.
- After a move, marriage or new child, refresh Form 89-350 with your employer.
- Local taxes can apply on top: Mississippi has no local wage taxes.
- For the federal rules, read paycheck deductions and 401(k) deductions.
Nearby State Calculators
Questions About Pay in Mississippi
Do I pay state income tax on my paycheck in Mississippi?
Mississippi taxes wages at a single rate of 4%.
What does $60,000 a year take home in Mississippi?
A single filer with no deductions takes home about $1,873.92 per biweekly paycheck, roughly $48,722 a year, after federal, FICA and Mississippi taxes.
What is the lowest hourly pay allowed in Mississippi?
The minimum wage in Mississippi is $7.25 an hour as of July 1, 2026 according to the US Department of Labor. Mississippi has no state minimum wage, so the federal $7.25 applies. At 40 hours a week that is about $267.81 take-home per week for a single filer.
How much do people earn in Mississippi?
The BLS reports a median annual wage of $40,120 and a mean of $50,810 in Mississippi across all occupations (OEWS, May 2025). At the median, a single filer takes home about $33,544 a year.
What are the payday rules in Mississippi?
Mississippi requires biweekly or semimonthly pay for manufacturing and public service employers with 50 or more employees. Industries and job types can differ; the state labor department can confirm.
Could a local tax apply to my pay in Mississippi?
Mississippi has no local wage taxes. The calculator has a local tax field if one applies to you.
What state form sets withholding in Mississippi?
Mississippi uses Form 89-350 for state withholding elections. Federal withholding is set on Form W-4.
What if I work in Mississippi but live across the state line?
Generally you owe income tax to the state where you work, and your home state gives a credit or exemption. For example, if you live in Alabama and work in Mississippi, or the reverse, check both states and any reciprocity agreement, or ask payroll.
Is Mississippi a good state for take-home pay?
Take-home on $75,000 (single filer) puts Mississippi at 17 of 51 including DC, at about $59,324 a year.
How these numbers are figured: 2026 IRS withholding rules (Publication 15-T) and state figures last verified September 2026. Results are estimates. Read the full methodology and sources.