Illinois Paycheck Calculator
Work out net pay for a job in Illinois: federal income tax, Social Security and Medicare, plus state tax are applied to a $75,000 example that you can edit.
What Illinois Takes From Your Pay
Illinois uses a single income tax rate: 4.95%. Taxable wages are what remains after a $2,925 deduction for single filers, and higher earners pay the same rate as lower earners.
To change state withholding, submit Form IL-W-4 to your employer.
The Illinois constitution requires a flat income tax, so there are no brackets and no graduated rates.
Minimum Wage in Illinois: Weekly and Yearly Take-Home
Illinois's minimum wage is $15.00 an hour (US Department of Labor, rates in effect July 1, 2026). A full-time worker (40 hours a week) at that rate grosses $600.00 a week and takes home about $497.11 a week, or $25,850 a year, as a single filer with no deductions. State income tax and programs take about $1,400 a year from that pay.
That is $31,200 over a full year, or roughly 60% of what the typical Illinois worker earns ($51,960 median).
Check the Illinois labor department for the latest rate before relying on these numbers; the hourly paycheck calculator lets you try your own wage.
Average Pay in Illinois and What You Would Keep
BLS Occupational Employment and Wage Statistics for May 2025 show a median wage of $51,960 a year in Illinois, 2% above the national median of $50,980. The average (mean) is $71,130, spread over roughly 6,098,100 jobs.
What each pay level keeps after federal tax, FICA, state tax and programs (single filer, no deductions, paid biweekly):
| Where you sit | Yearly pay | Yearly net | Net per two weeks | Tax share |
|---|---|---|---|---|
| Bottom tenth | $32,900 | $27,131 | $1,043.51 | 17.5% |
| Middle of the pack (median) | $51,960 | $41,503 | $1,596.25 | 20.1% |
| Mean (average) | $71,130 | $55,494 | $2,134.38 | 22% |
| Top quarter | $83,060 | $63,296 | $2,434.46 | 23.8% |
OEWS counts wage and salary jobs and leaves out the self-employed. Your own pay depends on your job and employer. Enter it in the salary paycheck calculator.
When You Get Paid in Illinois
Per the Department of Labor: Illinois requires semimonthly or monthly pay, with monthly allowed for executive, administrative and professional employees. Special cases exist, and the Illinois labor department is the place to confirm them.
For a $52,000 salary (the BLS median wage there), single filer and no deductions, the permitted schedules produce:
| Frequency | Gross each check | Net each check |
|---|---|---|
| Semimonthly (24 a year) | $2,166.67 | $1,730.53 |
| Monthly (12 a year) | $4,333.33 | $3,461.07 |
The pay frequency guide explains the trade-offs, and the biweekly and weekly calculators take your own inputs.
Illinois Programs, Local Taxes and Deductions
State Payroll Programs
No employee-paid state payroll programs are modelled for Illinois.
Local Taxes
Illinois has no local wage taxes.
Pre-Tax Deductions
Pre-tax 401(k), health insurance and HSA money usually comes off Illinois taxable wages too; paycheck deductions explains each.
Illinois Tax Rates on Wages
The whole Illinois tax schedule is one line: 4.95% of wages after a deduction of about $2,925 for single filers.
Salary Ladder for Illinois
At $75,000 (single, no deductions) Illinois take-home is about $58,025 a year, ranking 43 of 51 among states and DC, $855 below the national median of $58,880.
| Salary | Net per check (biweekly) | Net per year | Total tax rate | State tax + programs / yr |
|---|---|---|---|---|
| $30,000 | $959.41 | $24,945 | 16.9% | $1,340 |
| $45,000 | $1,394.41 | $36,255 | 19.4% | $2,083 |
| $60,000 | $1,829.41 | $47,565 | 20.7% | $2,825 |
| $75,000 | $2,231.72 | $58,025 | 22.6% | $3,568 |
| $100,000 | $2,860.57 | $74,375 | 25.6% | $4,805 |
| $150,000 | $4,096.57 | $106,511 | 29% | $7,280 |
Illinois Against Its Neighbours
The same $75,000 paid to a single filer with no deductions, in Illinois and the states beside it:
| Location | Kept per year | State tax and programs | Gap |
|---|---|---|---|
| Illinois (this page) | $58,025 | $3,568 | +$0 |
| Indiana | $59,410 | $2,183 | +$1,385 |
| Iowa | $59,394 | $2,198 | +$1,370 |
| Wisconsin | $58,649 | $2,944 | +$624 |
| Missouri | $59,000 | $2,592 | +$975 |
The last column is the yearly take-home difference against Illinois. The state where you work generally taxes your wages and your home state may give a credit, so check both before assuming one side of the border is better.
Getting More From a Illinois Paycheck
- A pre-tax contribution cuts Illinois tax by 4.95% of the amount, wherever the state allows the deduction.
- After a move, marriage or new child, refresh Form IL-W-4 with your employer.
- See paycheck deductions and 401(k) deductions for the federal side.
Nearby State Calculators
Illinois Paycheck Questions Answered
Do I pay state income tax on my paycheck in Illinois?
Yes. Illinois charges a flat state income tax of 4.95%.
How much of $60,000 do you keep in Illinois?
A single filer with no deductions takes home about $1,829.41 per biweekly paycheck, roughly $47,565 a year, after federal, FICA and Illinois taxes.
How much is the minimum wage in Illinois in 2026?
The US Department of Labor lists Illinois at $15.00 an hour for July 1, 2026. At 40 hours a week that is about $497.11 take-home per week for a single filer.
What is the typical wage in Illinois?
Median pay is $51,960 and the mean is $71,130 across all occupations in Illinois (BLS OEWS, May 2025). A single filer at the median keeps about $41,503 a year.
How often do employers in Illinois have to pay?
Illinois requires semimonthly or monthly pay, with monthly allowed for executive, administrative and professional employees. Exceptions exist, so confirm with the state labor department.
Is there a local wage tax in Illinois?
Illinois has no local wage taxes. The calculator has a local tax field if one applies to you.
Which withholding form does Illinois use?
Illinois uses Form IL-W-4 for state withholding elections. Federal withholding is set on Form W-4.
What if I work in Illinois but live across the state line?
Generally you owe income tax to the state where you work, and your home state gives a credit or exemption. For example, if you live in Indiana and work in Illinois, or the reverse, check both states and any reciprocity agreement, or ask payroll.
Does Illinois let you keep more of your pay than other states?
Take-home on $75,000 (single filer) puts Illinois at 43 of 51 including DC, at about $58,025 a year.
How these numbers are figured: 2026 IRS withholding rules (Publication 15-T) and state figures last verified September 2026. Results are estimates. Read the full methodology and sources.