Tennessee Paycheck Calculator
Work out net pay for a job in Tennessee: federal income tax, Social Security and Medicare are applied to a $75,000 example that you can edit.
Reading Tennessee Payroll Taxes
Tennessee takes no income tax from paychecks. Expect federal income tax, Social Security and Medicare to account for the difference between gross and take-home.
Tennessee repealed its Hall tax on investment income in 2021, so it no longer taxes wages or investment income.
What a Minimum-Wage Paycheck Looks Like in Tennessee
Employers in Tennessee must pay at least $7.25 an hour (DOL, July 1, 2026 rates). Tennessee has no state minimum wage, so the federal $7.25 applies. Forty hours at that wage gross $290.00; after tax a single filer with no deductions takes home about $267.81 a week and $13,926 a year. Nothing is withheld for state income tax at this level.
Against the $47,380 median wage in Tennessee, a full-time minimum-wage year of $15,080 equals about 32%.
Minimum wages are revised often. The hourly paycheck calculator handles any rate, and the Tennessee labor department publishes the current one.
What Tennessee Workers Earn and What They Keep
Across roughly 3,278,800 wage and salary jobs in Tennessee, the BLS (May 2025) reports a mean annual wage of $60,800 and a median of $47,380. That median sits 7% below the US figure of $50,980.
Take-home for a single filer at each BLS pay level, after federal tax, FICA, paid every two weeks with no deductions:
| Pay level in Tennessee | Annual wage | Take-home per year | Take-home per biweekly check | Total tax rate |
|---|---|---|---|---|
| Bottom tenth | $28,600 | $25,160 | $967.70 | 12% |
| Middle of the pack (median) | $47,380 | $40,250 | $1,548.07 | 15% |
| Mean (average) | $60,800 | $51,033 | $1,962.80 | 16.1% |
| Upper earners (75th percentile) | $71,050 | $58,814 | $2,262.06 | 17.2% |
OEWS counts wage and salary jobs and leaves out the self-employed. Your own pay depends on your job and employer. Enter it in the salary paycheck calculator.
When You Get Paid in Tennessee
Tennessee requires semimonthly pay. This summary comes from the US Department of Labor and has exceptions by industry and job type, so check with the Tennessee labor department for your situation.
The allowed pay schedule for a full-time salary of $47,400 a year (the BLS median wage there), single filer, no deductions:
| Pay frequency | Gross per check | Net per check |
|---|---|---|
| Semimonthly (24 a year) | $1,975.00 | $1,677.75 |
Compare frequencies in the pay frequency guide, or run your own numbers in the semimonthly and monthly calculators.
What Else Comes Out of a Tennessee Paycheck
State Payroll Programs
Tennessee has no employee-paid payroll programs in this estimate.
Local Taxes
Tennessee has no local wage taxes.
How Tennessee Stacks Up Regionally
$75,000 salary, single filer, no deductions, in Tennessee and its neighbours:
| State | Yearly take-home | State taxes and programs | Versus this state |
|---|---|---|---|
| Tennessee (this page) | $61,592 | $0 | +$0 |
| Kentucky | $59,085 | $2,507 | -$2,507 |
| Georgia | $58,598 | $2,994 | -$2,994 |
| Alabama | $58,108 | $3,485 | -$3,485 |
| North Carolina | $59,109 | $2,484 | -$2,484 |
The last column is the yearly take-home difference against Tennessee. The state where you work generally taxes your wages and your home state may give a credit, so check both before assuming one side of the border is better.
Ways to Raise Your Tennessee Take-Home
- With no state wage tax in Tennessee, savings come from the federal side: retirement and health contributions, the W-4, and credits.
- Local taxes can apply on top: Tennessee has no local wage taxes.
- For the federal rules, read paycheck deductions and 401(k) deductions.
Nearby State Calculators
Common Tennessee Payroll Questions
Does Tennessee have a state income tax?
Tennessee does not tax wages. Only federal income tax, Social Security and Medicare are withheld.
What must Tennessee employers pay per hour at minimum?
As of July 1, 2026, Tennessee sets the floor at $7.25 an hour (US Department of Labor). Tennessee has no state minimum wage, so the federal $7.25 applies. At 40 hours a week that is about $267.81 take-home per week for a single filer.
What is the median income from work in Tennessee?
The BLS reports a median annual wage of $47,380 and a mean of $60,800 in Tennessee across all occupations (OEWS, May 2025). At the median, a single filer takes home about $40,250 a year.
Does Tennessee require a certain payday frequency?
Tennessee requires semimonthly pay. Special rules apply to some jobs, so check with the state labor department.
Is there a local wage tax in Tennessee?
Tennessee has no local wage taxes. The calculator has a local tax field if one applies to you.
How do I change state withholding in Tennessee?
Tennessee does not use a state withholding form because there is no state income tax on wages.
What if I work in Tennessee but live across the state line?
Generally you owe income tax to the state where you work, and your home state gives a credit or exemption. For example, if you live in Kentucky and work in Tennessee, or the reverse, check both states and any reciprocity agreement, or ask payroll.
How these numbers are figured: 2026 IRS withholding rules (Publication 15-T) and state figures last verified September 2026. Results are estimates. Read the full methodology and sources.