Annual Income Calculator
Enter your hourly wage, hours per week and weeks worked to see your gross annual income, then pick a state to estimate what you keep after 2026 federal, FICA and state taxes.
How to Calculate Annual Income
Annual income = hourly wage x hours per week x weeks per year.
Example: $30 x 40 x 52 = $62,400. For a salary paid per period, multiply by the number of pay periods: $2,500 x 24 = $60,000, or $1,800 x 26 = $46,800.
Gross Annual Income vs Net Annual Income
Gross annual income is all pay before deductions. Net annual income is what remains after taxes and deductions. This calculator shows both, so you can compare the salary on an offer with the amount you keep. More: gross pay vs net pay.
Annual Income Examples
| Situation | Calculation | Annual gross |
|---|---|---|
| $18/hr, 40 hrs, 52 weeks | 18 x 40 x 52 | $37,440 |
| $30/hr, 40 hrs, 52 weeks | 30 x 40 x 52 | $62,400 |
| $22/hr, 30 hrs, 50 weeks | 22 x 30 x 50 | $33,000 |
| $3,000 monthly | 3,000 x 12 | $36,000 |
| $1,500 weekly | 1,500 x 52 | $78,000 |
Annual Income With Multiple Jobs or Income Sources
Add up gross pay from every job: use the calculator once for each job, then sum the annual amounts. Bonuses, commissions and overtime count as income. Tax is figured on the total, so two jobs can push part of your income into a higher bracket. A second job also needs the W-4 Step 2 adjustment; see W-4 withholding.
What Hourly Wage Do You Need for a Target Income?
Divide the target by 2,080 hours. $100,000 a year needs about $48.08 an hour, $75,000 needs $36.06, and $50,000 needs $24.04. Use the salary to hourly calculator to change hours and weeks.
Annual Income and Taxes
The take-home estimate uses the standard deduction, 2026 brackets, Social Security and Medicare, and simplified state rules. It does not include other income, itemized deductions or local taxes. The result shows your effective tax rate: total tax divided by gross income.
Annual Income for Benefits and Loans
Programs such as health insurance subsidies or mortgage lenders may define income differently from a paycheck, for example using modified adjusted gross income or averaged income. Use this tool for planning and check the rules of the program.
Frequently Asked Questions
How do I calculate my yearly income?
Multiply your hourly wage by hours per week and weeks per year, or multiply your pay per period by the number of periods.
How do I calculate annual income from monthly income?
Multiply monthly income by 12. $4,500 a month is $54,000 a year.
What is the difference between gross and net annual income?
Gross is before taxes and deductions. Net is after. The calculator estimates both.
How much tax will I pay on my annual income?
Select your state to see an estimated effective tax rate. For a breakdown, use the income tax calculator.
How long must I work to earn $100,000 a year?
At $48.08 an hour you reach $100,000 in a 2,080-hour year. At $40 an hour you need 2,500 hours.
How these numbers are figured: 2026 IRS withholding rules (Publication 15-T) and state figures last verified September 2026. Results are estimates. Read the full methodology and sources.