New York Paycheck Calculator
A quick take-home pay estimate for New York, covering federal income tax, FICA, plus state tax. Start from $75,000 or type your own figures.
What New York Takes From Your Pay
There are 9 state tax brackets in New York, running from 3.9% up to 10.9%. The top rate applies to taxable income above roughly $25,000,000 for a single filer. About $8,000 is deducted for a single filer first.
You adjust state withholding with Form IT-2104, filed with payroll.
New York employees pay SDI and Paid Family Leave premiums, and the state has nine tax brackets that reach 10.9%.
New York Minimum Wage and Take-Home Pay
Under the Department of Labor's July 1, 2026 list, the minimum wage in New York is $16.00 an hour. New York's rate is $16.00 outside New York City, Nassau, Suffolk and Westchester, where it is $17.00. The examples use $16.00. Put in a 40-hour week and that is $640.00 before tax and roughly $529.72 after it (single filer, no deductions), which works out to $27,545 across a year. About $1,375 of that yearly pay goes to state income tax and programs.
Full time at the floor comes to $33,280 a year, near 56% of the state median of $59,670.
Wage floors move, so treat the figure as a snapshot and verify it with New York's labor department. Try your own rate in the hourly paycheck calculator.
New York Wages Against Take-Home Pay
According to May 2025 BLS data, the typical (median) worker in New York earns $59,670 a year, 17% above the US median of $50,980, while the mean is $82,460 over about 9,688,000 jobs.
Here is how far each of those wages goes for a single filer with no deductions, once federal tax, FICA, state tax and programs are taken out of biweekly pay:
| Where you sit | Yearly pay | Yearly net | Net per two weeks | Tax share |
|---|---|---|---|---|
| Lower earners (10th percentile) | $35,760 | $29,393 | $1,130.52 | 17.8% |
| Typical worker (median) | $59,670 | $47,211 | $1,815.80 | 20.9% |
| Mean (average) | $82,460 | $62,597 | $2,407.59 | 24.1% |
| 75th percentile | $98,810 | $73,110 | $2,811.93 | 26% |
OEWS counts wage and salary jobs and leaves out the self-employed. Your own pay depends on your job and employer. Enter it in the salary paycheck calculator.
New York Pay Schedules
New York requires weekly pay for manual workers, and semimonthly pay only with approval. This summary comes from the US Department of Labor and has exceptions by industry and job type, so check with the New York labor department for your situation.
Using a $59,700 full-time salary (the BLS median wage there), this is what the permitted schedules pay a single filer with no deductions:
| Frequency | Gross each check | Net each check |
|---|---|---|
| Weekly (52 a year) | $1,148.08 | $908.33 |
| Semimonthly (24 a year) | $2,487.50 | $1,968.04 |
Compare frequencies in the pay frequency guide, or run your own numbers in the semimonthly and monthly calculators.
New York Deductions, Programs and Local Taxes
State Payroll Programs
The calculator also deducts these state programs from employee pay (estimated rates):
- NY SDI: 0.5% of wages up to $6,240.
- NY Paid Family Leave: 0.43% of wages up to $95,350.
Local Taxes
New York City residents pay a city income tax of roughly 3% to 3.9%, and Yonkers residents pay a surcharge. Enter your rate in the local field.
Pre-Tax Deductions
Pre-tax 401(k), health insurance and HSA money usually comes off New York taxable wages too; paycheck deductions explains each.
New York Tax Rates on Wages
Where each New York rate starts and stops for a single filer once the $8,000 deduction is applied:
| Taxable income | Rate |
|---|---|
| $0 to $8,500 | 3.9% |
| $8,500 to $11,700 | 4.4% |
| $11,700 to $13,900 | 5.15% |
| $13,900 to $80,650 | 5.4% |
| $80,650 to $215,400 | 5.9% |
| $215,400 to $1,077,550 | 6.85% |
| $1,077,550 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| $25,000,000 and up | 10.9% |
Salary Ladder for New York
At $75,000 (single, no deductions) New York take-home is about $57,784 a year, ranking 47 of 51 among states and DC, $1,096 below the national median of $58,880.
| Salary | Net per check (biweekly) | Net per year | Total tax rate | State tax + programs / yr |
|---|---|---|---|---|
| $30,000 | $965.43 | $25,101 | 16.3% | $1,184 |
| $45,000 | $1,395.34 | $36,279 | 19.4% | $2,059 |
| $60,000 | $1,825.25 | $47,457 | 20.9% | $2,933 |
| $75,000 | $2,222.47 | $57,784 | 23% | $3,808 |
| $100,000 | $2,841.43 | $73,877 | 26.1% | $5,303 |
| $150,000 | $4,059.16 | $105,538 | 29.6% | $8,253 |
New York Against Its Neighbours
$75,000 salary, single filer, no deductions, in New York and its neighbours:
| State | Net per year | State tax + programs | Difference |
|---|---|---|---|
| New York (this page) | $57,784 | $3,808 | +$0 |
| New Jersey | $58,824 | $2,768 | +$1,040 |
| Connecticut | $58,668 | $2,925 | +$883 |
| Pennsylvania | $59,290 | $2,302 | +$1,506 |
| Massachusetts | $57,718 | $3,875 | -$67 |
The last column is the yearly take-home difference against New York. The state where you work generally taxes your wages and your home state may give a credit, so check both before assuming one side of the border is better.
How to Keep More of Your New York Paycheck
- In New York, a pre-tax dollar can save state tax at up to 10.9% in addition to the federal saving, when the deduction applies.
- NY SDI is deducted from each paycheck automatically, so plan around it.
- Keep Form IT-2104 up to date with payroll after any move or life change.
- Check whether a city, county or school district tax applies to you: New York City residents pay a city income tax of roughly 3% to 3.9%, and Yonkers residents pay a surcharge. Enter your rate in the local field.
- For the federal rules, read paycheck deductions and 401(k) deductions.
Nearby State Calculators
New York Paycheck Questions Answered
How does New York tax wages?
New York taxes wages on a sliding scale, from 3.9% up to 10.9%.
What is the net pay on $60,000 in New York?
About $1,825.25 every two weeks, or $47,457 over the year, once federal tax, FICA and New York tax are taken out (single filer, no deductions).
What must New York employers pay per hour at minimum?
The US Department of Labor lists New York at $16.00 an hour for July 1, 2026. New York's rate is $16.00 outside New York City, Nassau, Suffolk and Westchester, where it is $17.00. The examples use $16.00. At 40 hours a week that is about $529.72 take-home per week for a single filer.
How much do people earn in New York?
Median pay is $59,670 and the mean is $82,460 across all occupations in New York (BLS OEWS, May 2025). A single filer at the median keeps about $47,211 a year.
How often do employers in New York have to pay?
New York requires weekly pay for manual workers, and semimonthly pay only with approval. Exceptions exist, so confirm with the state labor department.
Are there local income taxes in New York?
New York City residents pay a city income tax of roughly 3% to 3.9%, and Yonkers residents pay a surcharge. Enter your rate in the local field. The calculator has a local tax field if one applies to you.
Which withholding form does New York use?
New York uses Form IT-2104 for state withholding elections. Federal withholding is set on Form W-4.
If I live in another state but work in New York, where do I pay tax?
Generally you owe income tax to the state where you work, and your home state gives a credit or exemption. For example, if you live in New Jersey and work in New York, or the reverse, check both states and any reciprocity agreement, or ask payroll.
How does New York rank for take-home pay?
On a $75,000 salary for a single filer, New York ranks 47 of 51 (states and DC), with about $57,784 a year in take-home pay.
How these numbers are figured: 2026 IRS withholding rules (Publication 15-T) and state figures last verified September 2026. Results are estimates. Read the full methodology and sources.