Indiana Paycheck Calculator
Estimate your take-home pay in Indiana after federal income tax, Social Security and Medicare, plus state tax. Set to a $75,000 salary by default; change any field.
Indiana Wage Taxes at a Glance
Flat, not graduated: Indiana charges 2.95% on wages once a $1,000 single-filer deduction is taken off.
To change state withholding, submit Form WH-4 to your employer.
Indiana counties have set local rates that vary a great deal; enter your county rate in the local income tax field.
Minimum Wage in Indiana: Weekly and Yearly Take-Home
Indiana's minimum wage is $7.25 an hour (US Department of Labor, rates in effect July 1, 2026). A full-time worker (40 hours a week) at that rate grosses $290.00 a week and takes home about $259.83 a week, or $13,511 a year, as a single filer with no deductions. State taxes and payroll programs claim roughly $415 a year at this level.
Working full time at that floor pays $15,080 a year, about 32% of the $47,860 median wage in Indiana.
Minimum wages are revised often. The hourly paycheck calculator handles any rate, and the Indiana labor department publishes the current one.
Average Pay in Indiana and What You Would Keep
The Bureau of Labor Statistics (OEWS, May 2025) puts the median annual wage across all occupations in Indiana at $47,860, which is 6% below the US median of $50,980. The mean is $60,840 across about 3,201,200 wage and salary jobs.
Net pay at four points on the Indiana wage scale (single filer, biweekly, no deductions), after federal tax, FICA, state tax and programs:
| Indiana wage point | Gross a year | Kept a year | Kept per check | Effective rate |
|---|---|---|---|---|
| Lower earners (10th percentile) | $29,120 | $24,748 | $951.86 | 15% |
| Typical worker (median) | $47,860 | $39,253 | $1,509.74 | 18% |
| Mean wage | $60,840 | $49,300 | $1,896.14 | 19% |
| 75th percentile | $72,000 | $57,388 | $2,207.21 | 20.3% |
OEWS counts wage and salary jobs and leaves out the self-employed. Your own pay depends on your job and employer. Enter it in the salary paycheck calculator.
How Often Indiana Employers Pay
Indiana requires biweekly or semimonthly pay. The Department of Labor summary behind this leaves out industry-specific exceptions; the Indiana labor department can confirm what applies to your job.
Using a $47,900 full-time salary (the BLS median wage there), this is what the permitted schedules pay a single filer with no deductions:
| Schedule | Before tax | After tax |
|---|---|---|
| Biweekly (26 a year) | $1,842.31 | $1,510.93 |
| Semimonthly (24 a year) | $1,995.83 | $1,636.84 |
Compare frequencies in the pay frequency guide, or run your own numbers in the semimonthly and monthly calculators.
Payroll Programs and Local Taxes in Indiana
State Payroll Programs
No employee-paid state payroll programs are modelled for Indiana.
Local Taxes
Every Indiana county levies its own income tax, typically between 1% and 3% of taxable income, so a local rate matters here.
Pre-Tax Deductions
Traditional 401(k), health premiums and HSA contributions generally lower Indiana taxable wages. See paycheck deductions.
Indiana Tax Rates on Wages
The whole Indiana tax schedule is one line: 2.95% of wages after a deduction of about $1,000 for single filers.
Indiana Take-Home Pay by Salary
On $75,000, single with no deductions, Indiana ranks 15 of 51 for what you keep: about $59,410 a year, $529 above the median state at $58,880.
| Salary | Net per check (biweekly) | Net per year | Total tax rate | State tax + programs / yr |
|---|---|---|---|---|
| $30,000 | $978.06 | $25,430 | 15.2% | $856 |
| $45,000 | $1,424.60 | $37,040 | 17.7% | $1,298 |
| $60,000 | $1,871.13 | $48,650 | 18.9% | $1,740 |
| $75,000 | $2,284.98 | $59,410 | 20.8% | $2,183 |
| $100,000 | $2,933.06 | $76,260 | 23.7% | $2,920 |
| $150,000 | $4,207.52 | $109,396 | 27.1% | $4,396 |
Border Comparison for Indiana
The same $75,000 paid to a single filer with no deductions, in Indiana and the states beside it:
| Location | Kept per year | State tax and programs | Gap |
|---|---|---|---|
| Indiana (this page) | $59,410 | $2,183 | +$0 |
| Illinois | $58,025 | $3,568 | -$1,385 |
| Ohio | $60,312 | $1,280 | +$903 |
| Michigan | $58,656 | $2,937 | -$754 |
| Kentucky | $59,085 | $2,507 | -$324 |
Read the final column as yearly take-home compared with Indiana. Where you work usually decides which state taxes the wages, with your home state possibly crediting it, so look at both sides of the line.
Getting More From a Indiana Paycheck
- In Indiana, every dollar moved into a pre-tax account can save 2.95% of state tax on top of the federal saving.
- Keep Form WH-4 up to date with payroll after any move or life change.
- Check whether a city, county or school district tax applies to you: Every Indiana county levies its own income tax, typically between 1% and 3% of taxable income, so a local rate matters here.
- For the federal rules, read paycheck deductions and 401(k) deductions.
Nearby State Calculators
Common Indiana Payroll Questions
Do I pay state income tax on my paycheck in Indiana?
Yes. Indiana charges a flat state income tax of 2.95%.
How much of $60,000 do you keep in Indiana?
About $1,871.13 every two weeks, or $48,650 over the year, once federal tax, FICA and Indiana tax are taken out (single filer, no deductions).
What is the lowest hourly pay allowed in Indiana?
The US Department of Labor lists Indiana at $7.25 an hour for July 1, 2026. At 40 hours a week that is about $259.83 take-home per week for a single filer.
How much do people earn in Indiana?
The BLS reports a median annual wage of $47,860 and a mean of $60,840 in Indiana across all occupations (OEWS, May 2025). At the median, a single filer takes home about $39,253 a year.
How frequently must Indiana workers be paid?
Indiana requires biweekly or semimonthly pay. Special rules apply to some jobs, so check with the state labor department.
Is there a local wage tax in Indiana?
Every Indiana county levies its own income tax, typically between 1% and 3% of taxable income, so a local rate matters here. The calculator has a local tax field if one applies to you.
Do I fill out a state W-4 in Indiana?
Indiana uses Form WH-4 for state withholding elections. Federal withholding is set on Form W-4.
Which state gets my income tax if I work in Indiana and live outside it?
The state where the work is done normally taxes the wages, while the state you live in may offer a credit. If you live in Illinois and work in Indiana, or the other way round, read both states' rules and ask payroll about reciprocity.
Where does Indiana place for keeping your paycheck?
On a $75,000 salary for a single filer, Indiana ranks 15 of 51 (states and DC), with about $59,410 a year in take-home pay.
How these numbers are figured: 2026 IRS withholding rules (Publication 15-T) and state figures last verified September 2026. Results are estimates. Read the full methodology and sources.