Iowa Paycheck Calculator
See what a Iowa paycheck keeps after federal tax, FICA, plus state tax. The calculator starts at a $75,000 salary, and every input can be changed.
What Iowa Takes From Your Pay
Iowa taxes wages at one flat rate of 3.8%, applied after a state deduction of $16,100 for a single filer (it follows the federal standard deduction). Everyone pays the same percentage on taxable income, whatever they earn.
You adjust state withholding with Form IA W-4, filed with payroll.
Iowa moved from graduated brackets to a single flat rate beginning in 2025.
The Iowa Wage Floor and What It Keeps
Employers in Iowa must pay at least $7.25 an hour (DOL, July 1, 2026 rates). Forty hours at that wage gross $290.00; after tax a single filer with no deductions takes home about $267.81 a week and $13,926 a year. No state income tax comes out of that pay.
That is $15,080 over a full year, or roughly 31% of what the typical Iowa worker earns ($48,540 median).
Wage floors move, so treat the figure as a snapshot and verify it with Iowa's labor department. Try your own rate in the hourly paycheck calculator.
Average Pay in Iowa and What You Would Keep
The Bureau of Labor Statistics (OEWS, May 2025) puts the median annual wage across all occupations in Iowa at $48,540, which is 5% below the US median of $50,980. The mean is $59,830 across about 1,559,200 wage and salary jobs.
Take-home for a single filer at each BLS pay level, after federal tax, FICA, state tax and programs, paid every two weeks with no deductions:
| Where you sit | Yearly pay | Yearly net | Net per two weeks | Tax share |
|---|---|---|---|---|
| Bottom tenth | $28,930 | $24,978 | $960.68 | 13.7% |
| Median | $48,540 | $39,989 | $1,538.04 | 17.6% |
| Mean wage | $59,830 | $48,632 | $1,870.45 | 18.7% |
| Upper earners (75th percentile) | $70,290 | $56,260 | $2,163.84 | 20% |
Averages hide a lot: occupation, experience and employer all move your pay. Put your actual salary into the salary paycheck calculator.
How Often Iowa Employers Pay
Per the Department of Labor: Iowa allows weekly, biweekly, semimonthly or monthly pay, and wages are due within 12 days of the end of the pay period. Special cases exist, and the Iowa labor department is the place to confirm them.
Net pay per check at every pay frequency, using a $48,500 salary (the BLS median wage there) for a single filer with no deductions:
| Pay frequency | Gross per check | Net per check |
|---|---|---|
| Weekly (52 a year) | $932.69 | $768.43 |
| Biweekly (26 a year) | $1,865.38 | $1,536.87 |
| Semimonthly (24 a year) | $2,020.83 | $1,664.94 |
| Monthly (12 a year) | $4,041.67 | $3,329.88 |
Want the full comparison? See pay frequency explained, then try the monthly calculator with your salary.
Iowa Deductions, Programs and Local Taxes
State Payroll Programs
Iowa has no employee-paid payroll programs in this estimate.
Local Taxes
Iowa has no local wage tax, but many school districts levy a surtax.
Pre-Tax Deductions
In Iowa, contributions to a traditional 401(k), an HSA or health premiums typically reduce state taxable wages as well. More in paycheck deductions.
Iowa Tax Rates on Wages
The whole Iowa tax schedule is one line: 3.8% of wages after a deduction of about $16,100 for single filers, which follows the federal standard deduction.
From $30,000 to $150,000 in Iowa
On $75,000, single with no deductions, Iowa ranks 16 of 51 for what you keep: about $59,394 a year, $514 above the median state at $58,880.
| Salary | Net per check (biweekly) | Net per year | Total tax rate | State tax + programs / yr |
|---|---|---|---|---|
| $30,000 | $992.18 | $25,797 | 14% | $488 |
| $45,000 | $1,433.82 | $37,279 | 17.2% | $1,058 |
| $60,000 | $1,875.45 | $48,762 | 18.7% | $1,628 |
| $75,000 | $2,284.40 | $59,394 | 20.8% | $2,198 |
| $100,000 | $2,924.30 | $76,032 | 24% | $3,148 |
| $150,000 | $4,182.42 | $108,743 | 27.5% | $5,048 |
Iowa Compared With Nearby States
Holding pay at $75,000 for a single filer, here is Iowa next to the states it borders or sits near:
| State | Yearly take-home | State taxes and programs | Versus this state |
|---|---|---|---|
| Iowa (this page) | $59,394 | $2,198 | +$0 |
| Illinois | $58,025 | $3,568 | -$1,370 |
| Minnesota | $57,686 | $3,907 | -$1,708 |
| Nebraska | $59,060 | $2,533 | -$335 |
| Missouri | $59,000 | $2,592 | -$394 |
Differences are measured against Iowa. Border commuters should note that the work state normally taxes wages and the home state may offer a credit.
Getting More From a Iowa Paycheck
- Each pre-tax dollar also saves 3.8% in Iowa tax when the deduction is allowed.
- After a move, marriage or new child, refresh Form IA W-4 with your employer.
- For the federal rules, read paycheck deductions and 401(k) deductions.
Nearby State Calculators
Iowa Paycheck Questions Answered
Is there state income tax on wages in Iowa?
Iowa taxes wages at a single rate of 3.8%.
How much of $60,000 do you keep in Iowa?
About $1,875.45 every two weeks, or $48,762 over the year, once federal tax, FICA and Iowa tax are taken out (single filer, no deductions).
What must Iowa employers pay per hour at minimum?
The US Department of Labor lists Iowa at $7.25 an hour for July 1, 2026. At 40 hours a week that is about $267.81 take-home per week for a single filer.
What is the median income from work in Iowa?
The BLS reports a median annual wage of $48,540 and a mean of $59,830 in Iowa across all occupations (OEWS, May 2025). At the median, a single filer takes home about $39,989 a year.
How often do employers in Iowa have to pay?
Iowa allows weekly, biweekly, semimonthly or monthly pay, and wages are due within 12 days of the end of the pay period. Exceptions exist, so confirm with the state labor department.
Are there local income taxes in Iowa?
Iowa has no local wage tax, but many school districts levy a surtax. Use the local income tax field in the calculator to include one.
Which withholding form does Iowa use?
Iowa uses Form IA W-4 for state withholding elections. Federal withholding is set on Form W-4.
What if I work in Iowa but live across the state line?
The state where the work is done normally taxes the wages, while the state you live in may offer a credit. If you live in Illinois and work in Iowa, or the other way round, read both states' rules and ask payroll about reciprocity.
How does Iowa rank for take-home pay?
Take-home on $75,000 (single filer) puts Iowa at 16 of 51 including DC, at about $59,394 a year.
How these numbers are figured: 2026 IRS withholding rules (Publication 15-T) and state figures last verified September 2026. Results are estimates. Read the full methodology and sources.